Health Insurance

Understanding private health insurance policies, exclusions, and alternatives for paying for private medical care. Articles address choosing providers, medical history disclosure, and payment options for uninsured patients.

Disclosure of Medical History

You need to tell your insurer about existing health conditions when applying for private medical insurance or they won't cover related treatment.

Exclusions to Private Treatment

Your health insurance likely won't cover existing conditions, critical illnesses, and fertility treatments, but rules vary by provider and situation.

Flexible Payment Options for Self-Paying Clients

Self-paying patients can now access flexible payment plans through private healthcare providers without needing insurance.

How to Choose a Health Insurance Provider

Compare health insurance providers by checking your job benefits, researching company options, and reviewing what coverage actually fits your needs.

Notifying Your Insurer of Illness

Tell your insurer about a new illness as soon as your GP refers you to a specialist to make claiming treatment costs easier.

Private Healthcare with No Health Insurance

Get private healthcare without insurance by contacting providers directly and paying out of pocket for your treatment.